An HOW is a Home Owner Warranty for appliances and working parts (like furnace, air conditioner). After the home inspection, you may find that many of the workings of the home are nearing their effective life and that's when it's negotiating time and/or pick a Home Warranty that works best for that situation.
There are a few companies out there that provide this and it's payable by Deschutes Realty or the Seller at closing where it warrants these items for a year and you can continue the coverage year after year. It's been especially helpful to buyers I've had in the past regarding dishwashers it seems!
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