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Monday, May 23, 2016

DON'T be FOOLED on Loan ads that say they waive the fees because it's rolled into the loan MOST LIKELY. Here I go

AGAIN. We realtors try to recommend trusted and true loan officers that we have a good rapport with and that know how to get the loan done honest and fairly AND with expertise. I'm finding some Buyers starting out their loan process online and when you need a favorable lender letter to attach to the offer; you can't get it. AND as far as communication? It's a 3 ring circus. The loan officer is in the middle of the Country, the loan processor is on the West Coast and leaves before 5:00 p.m. Heaven only knows where the Underwiter is. But MOSTLY, my concern is: Tonite my Buyer & I went over the loan closing fees. The ad purports to save him over $1,100.00, I see that when we do the math; the interest rate is just a tad higher than what he could have gotten with one of my recommended lenders at par. His Principal and Interest payment is $22.83 a month MORE. DO the math: 360 payments at $22.83 more !

Greyhawk 5 bedroom under $650k w 3 car garage/main floor master/newly pinted/ far-reaching view/ deck with hot tub on .29 acre

Friday, May 20, 2016

I LOVEIT when my clients insisting on hugging me. I'm so old-fashioned, old-world, old-school but this insistence, is SO best. Thanks

$175k downtown on the River. These are 2 units 1 bed/1 bath EACH. WAS a motel back when NOW condos. Community Pool....

High HOAs but covers so much and this one's a vacation rental. I live this complex ! Clean pool, hot tub, beautiful grounds...

$154k WESTSIDE 1 bdrm condo off of Newport ! Very close to the College/ Upstairs unit with washer and dryer included.lo HOAs

When choosing a lender.....I have a Buyer that's using who his company wants him to use to save him money, (doubtful !!) however,

this lender (Out of State) is asking for more forms to be filled out by the builder which takes time and needless to say, my Buyer is sleeping on a cousin's couch in another County wishing we could have it over and he can buy and occupy this new home he's buying. I truly feel that if your realtor has a few loan officers to choose from for your home loan; please reconsider. A personal referral means a whole lot more, especially when it comes from an experienced Realtor.

Thursday, May 19, 2016

Westside Townhome built in 2014 under $350k/walk to the College/ very contemporary built by Pahlisch w 3 beds/3 baths :)

$269k off 27th between Reed Mkt. Road and Bear Creek. All bedrooms up/ built in 2003/ almost .17 acre/ needs a LITTLE tlc

Dog survives apparent cougar attack at Haystack Reservoir | News - Home

Dog survives apparent cougar attack at Haystack Reservoir | News - Home:

'via Blog this'

I'm a Buyer's Broker mostly. It's FREE. The listing agent works for the Seller. I work for the Buyer.Testimonials @ FB Deschutes Realty

Please read and give me a call when you're serious about buying or just advice on how to get started. 541-771-8947

$335k Contemporary w vaults+ turret in sought-after neighborhood off Butler Market Rd.1 level 3 beds/2ba/1647 sf WHITE Kitchen

$260k Plain Jane MF on 2+ acres adjoining the Little Deschutes River with Paulina View. Beautiful location.

$249k in TRS w 1876 sf built in 1997 (MF) w 3 beds/ 2 baths/ seperate 4 car garage w shop area on 2 lots !!! Covered bbq deck

Wednesday, May 18, 2016

Downtowner Craftsman under $700k built in 1922 with many upgrades near McMinnimins 3 beds/2 baths/1950 sf

$350k Terrango Glen custom home with vaults has 3 beds/ 3 baths with 2276 sf/main flr master/ light and bright

$325k in Oakview 3 beds with bonus room w skylites over the garage built in 2002.

$319,900 two story off Bear Creek Road has country feel 3 beds/ 3 baths/ 1843 sf/ 1 bdrm was a sewing room w vinyl flr

$289k in Three Rivers South adjoins Public Lands w 3 beds/ 2 baths/ 1704 sf/ 1.5 acres/hardwd floors/ granite cntrtps

$259k Deschutes River Woods MF with 3 beds/ 2 baths on .54 acre

$250k in Tamarack Park off Wells Acres Rd. Nice starter w 3 beds/ 2 baths/ fenced yard/ garage/ .16 acre

$200k Romaine Village 3 bed/ 2 bath MF built in 2006 has detached garage, neat and clean on .2 acre