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Tuesday, October 28, 2025

Today's MLS Tour will have 7 homes on Tour

 One has incredible almost panoramic views atop Golden Butte that backs up to Overturf Butte 40 acres;

One is a townhome in the gated part of Broken Top where the Owner can carry the note :)

One Hiatus home (NEW super energy efficient home) with no HOAs at $749,000 with 2 primary ensuites at the upper level and walking distance to the Old Mill District;

Call me if you're shopping!  Mary 541-771-8947

Rates have come down :) Here's a scenario from one of the local lenders....

 Advertised APR assumes an owner-occupied single-family home purchase transaction with a base loan amount of $460,000, 10% down payment, 780 FICO credit score, 30-day rate lock, monthly escrows and 1% discount point. 15-year fixed rate mortgage transactions have 180 monthly principal and interest payments. 30-year fixed rate mortgage transactions have 360 monthly principal and interest payments.

FHA 30-Year Fixed Rate

Advertised APR assumes an owner-occupied single-family home purchase transaction with a base loan amount of $460,000, 3.5% down payment, 680 FICO credit score, 30-day rate lock, monthly escrows and 1% discount point. Monthly payment includes financed upfront mortgage insurance premium. FHA 30-year fixed rate mortgage transactions have 360 monthly principal and interest payments.


ProductMonthly Principal and Interest PaymentRateAPR
15-Year Fixed$3,697.845.250%5.519%
30-Year Fixed$2,757.936.00%6.170%
FHA 30-Year Fixed$3,018.255.625%6.820%
VA 30-Year Fixed$2,611.835.50%5.618%
  

Tuesday, October 21, 2025

Today's MLS meeting boasts of 2 mega builders offering $30,000 to $35,000 towards Buyers closing costs or prepaid as well as

 one asks that you use Wells Fargo Bank for extra discounts if you're a current customer or become a new customer.

Pahlisch at Petrosa has a Golden Key opportunity as well as has this credit if using their preferred lender at Hixon Mortgage.  Ask about adding the appliances.....Call me if you're shopping 541-771-8947


7 new residential listings on tour today.  Rate sheet from Columbia Mortgage shows 30 year fixed at 6%